FERS Retirement Planner in Texas
Federal Employee Retirement Planning for Texas residents — available via phone and Zoom.
Federal Employee Retirement Planner — Texas
Planning your FERS retirement in Texas requires specialized knowledge that goes well beyond general financial planning. The Spivak Financial Group brings over 35 years of dedicated FERS expertise to federal employees across Texas, available via phone and Zoom so you can get the guidance you need without leaving home.
Working with a dedicated FERS retirement planner means having an expert in your corner who understands the unique complexities of federal employee benefits. We help Texas federal employees avoid the most common FERS retirement mistakes — including poor TSP fund selection, suboptimal Social Security timing, and inadequate survivor benefit elections — and build a comprehensive plan for a financially secure retirement.
A fundamental aspect of our role as a Federal Employees Retirement System Planner is to provide impartial education to those Federal Employees approaching retirement and those already retired throughout Texas. Here at The Spivak Financial Group, we are truly independent Financial Advisors. Our team has 50+ years of combined financial planning experience. We advise Federal Employees all over Texas and utilize virtual meetings to make it very easy to get the information and help you need.
FERS Planning Services for Texas Federal Employees
FERS Retirement Questions from Texas Federal Employees
How do I find a qualified FERS advisor in Texas?
The Spivak Financial Group is a nationally recognized FERS advisor serving federal employees throughout Texas via phone and Zoom. We are fiduciary advisors — legally obligated to act in your best interest — with over 35 years of specialized FERS experience. Call 888-966-3055 or book a free consultation online to get started. No in-person visit to Texas is required.
What FERS retirement planning services are available for Texas federal employees?
The Spivak Financial Group provides comprehensive FERS retirement planning for Texas federal employees, including: FERS pension calculation and analysis, TSP optimization and withdrawal planning, Social Security claiming strategy, FEHB coverage review, FEGLI life insurance analysis, FERS Supplement planning, survivor benefit election guidance, and tax-efficient retirement income planning. All services are available via phone and Zoom.
Can I keep my FEHB health insurance after retiring from my Texas federal job?
Yes — most FERS retirees can keep their FEHB coverage in retirement, as long as they were enrolled in FEHB for the five years immediately before retirement (or since their first opportunity to enroll). This is one of the most valuable benefits of federal retirement, and a FERS retirement planner serving Texas can help you evaluate your FEHB options and costs in retirement.
Does The Spivak Financial Group serve federal employees throughout Texas?
Yes — The Spivak Financial Group serves FERS clients throughout Texas via phone and Zoom. We are a nationally recognized FERS advisor with over 35 years of experience helping federal employees maximize their retirement benefits. Call 888-966-3055 or book a free consultation to speak with a FERS specialist who serves Texas.
FERS Retirement Planning in Texas Cities
Get Your Free FERS Consultation
Serving Texas federal employees via phone and Zoom. No in-person visit required.
Book Online — FreeOR CALL: 888-966-3055Key FERS Facts
- Pension = 1% × High-3 × Years
- 1.1% multiplier at age 62 with 20+ years
- TSP agency match up to 5%
- FERS Supplement bridges to age 62
- FEHB continues into retirement