FERS Retirement Planner in New Jersey

Federal employees throughout New Jersey trust The Spivak Financial Group as their go-to FERS advisor. Whether you're 5 years or 5 months from retirement, our team can help you understand your FERS pension, optimize your TSP, and coordinate all of your federal benefits for maximum retirement income. We serve New Jersey clients via phone and Zoom.

For New Jersey federal employees, the years immediately before retirement are the most critical for financial planning. The Spivak Financial Group helps you make the most of this window by optimizing your TSP contributions, planning your retirement date for maximum pension impact, and developing a tax-efficient withdrawal strategy that will serve you well throughout retirement in New Jersey.

A fundamental aspect of our role as a Federal Employees Retirement System Planner is to provide impartial education to those Federal Employees approaching retirement and those already retired throughout New Jersey. Here at The Spivak Financial Group, we are truly independent Financial Advisors. Our team has 50+ years of combined financial planning experience. We advise Federal Employees all over New Jersey and utilize virtual meetings to make it very easy to get the information and help you need.