FERS Retirement Planner Irving

Federal Employee Retirement Planning for Irving, Texas — available via phone and Zoom.

Your FERS Advisor in Irving, Texas

Federal employees in the Irving, Texas area trust The Spivak Financial Group as their go-to FERS advisor for a reason: we are fiduciary advisors who specialize exclusively in federal employee retirement planning. Our team helps Irving area federal employees understand and maximize their FERS pension, TSP, Social Security, and FEHB benefits — all via phone or Zoom.

The Spivak Financial Group understands that every federal employee's situation is unique. For Irving area clients, we take the time to understand your specific goals, timeline, and financial situation before developing a customized FERS retirement plan. Whether you're focused on maximizing your pension, building your TSP, or planning for healthcare costs in retirement, we have the expertise to help you succeed in Texas.

The reality is that not all financial advisors are created equal — and when it comes to FERS retirement planning in Irving, specialized expertise matters. The Spivak Financial Group has dedicated our practice to serving federal employees throughout Texas, and we understand the specific rules, deadlines, and strategies that apply to FERS retirees. We advise Irving area federal employees via virtual meetings to make the process as convenient as possible.

FERS Planning Services for Irving Federal Employees

FERS Pension Calculation & Analysis

TSP Optimization & Withdrawal Planning

Social Security Claiming Strategy

FEHB Coverage in Retirement

FEGLI Life Insurance Review

FERS Supplement Planning

Survivor Benefit Election

Tax-Efficient Retirement Income

Book a Free Consultation Call: 888-966-3055

FERS Retirement Questions from Irving Federal Employees

What should I do 5 years before retiring from my Irving federal job?

Five years before retirement is a critical planning window for Irving area FERS employees. Key steps include: verifying your service history and correcting any errors; maximizing your TSP contributions (including catch-up contributions if you're 50+); reviewing your FEHB plan options; getting a Social Security earnings statement; and meeting with a FERS retirement planner in Irving to develop a comprehensive retirement income strategy. The earlier you start planning, the more options you'll have.

Does The Spivak Financial Group charge for FERS retirement consultations in Irving?

Your initial FERS retirement consultation with The Spivak Financial Group is completely free and carries no obligation. We serve Irving area federal employees throughout Texas via phone and Zoom. During your free consultation, we'll review your FERS benefits, answer your questions, and outline a personalized retirement planning strategy. Call 888-966-3055 or book online to schedule your free consultation today.

How do I maximize my TSP before retiring from Irving?

To maximize your TSP before retiring from your Irving federal position: contribute at least 5% to capture the full agency match; consider increasing contributions to the annual IRS limit ($23,500 in 2025, plus $7,500 catch-up if you're 50+); review your investment allocation and rebalance as needed; and consider whether traditional or Roth TSP contributions are more advantageous for your tax situation. A FERS retirement planner in Irving can provide personalized TSP optimization guidance.

Can I work part-time after retiring from my Irving federal position under FERS?

Yes, but there are important rules to be aware of. If you receive the FERS Supplement (paid to retirees under age 62), your supplement will be reduced if your earned income exceeds the annual exempt amount. Additionally, if you return to federal employment, your annuity may be affected. A FERS advisor in Irving can help you understand the rules and plan your post-retirement work activities to minimize any impact on your benefits.

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