FERS Retirement Planner in Florida
Federal Employee Retirement Planning for Florida residents — available via phone and Zoom.
Federal Employee Retirement Planner — Florida
Federal employees throughout Florida trust The Spivak Financial Group as their go-to FERS advisor. Whether you're 5 years or 5 months from retirement, our team can help you understand your FERS pension, optimize your TSP, and coordinate all of your federal benefits for maximum retirement income. We serve Florida clients via phone and Zoom.
As a top-rated FERS retirement planner serving Florida, we tailor retirement strategies specifically for federal employees covered under FERS. Our process begins with a comprehensive review of your FERS pension calculation, TSP balance, Social Security estimate, and FEHB options — then we build a coordinated strategy designed to maximize your retirement income while minimizing your tax burden throughout Florida.
The reality is that not all financial advisors are created equal — and when it comes to FERS retirement planning in Florida, specialized expertise matters. The Spivak Financial Group has dedicated our practice to serving federal employees throughout Florida, and we understand the specific rules, deadlines, and strategies that apply to FERS retirees. We advise Florida federal employees via virtual meetings to make the process as convenient as possible.
FERS Planning Services for Florida Federal Employees
FERS Retirement Questions from Florida Federal Employees
How do I find a qualified FERS advisor in Florida?
The Spivak Financial Group is a nationally recognized FERS advisor serving federal employees throughout Florida via phone and Zoom. We are fiduciary advisors — legally obligated to act in your best interest — with over 35 years of specialized FERS experience. Call 888-966-3055 or book a free consultation online to get started. No in-person visit to Florida is required.
What FERS retirement planning services are available for Florida federal employees?
The Spivak Financial Group provides comprehensive FERS retirement planning for Florida federal employees, including: FERS pension calculation and analysis, TSP optimization and withdrawal planning, Social Security claiming strategy, FEHB coverage review, FEGLI life insurance analysis, FERS Supplement planning, survivor benefit election guidance, and tax-efficient retirement income planning. All services are available via phone and Zoom.
Can I keep my FEHB health insurance after retiring from my Florida federal job?
Yes — most FERS retirees can keep their FEHB coverage in retirement, as long as they were enrolled in FEHB for the five years immediately before retirement (or since their first opportunity to enroll). This is one of the most valuable benefits of federal retirement, and a FERS retirement planner serving Florida can help you evaluate your FEHB options and costs in retirement.
Does The Spivak Financial Group serve federal employees throughout Florida?
Yes — The Spivak Financial Group serves FERS clients throughout Florida via phone and Zoom. We are a nationally recognized FERS advisor with over 35 years of experience helping federal employees maximize their retirement benefits. Call 888-966-3055 or book a free consultation to speak with a FERS specialist who serves Florida.
Get Your Free FERS Consultation
Serving Florida federal employees via phone and Zoom. No in-person visit required.
Book Online — FreeOR CALL: 888-966-3055Key FERS Facts
- Pension = 1% × High-3 × Years
- 1.1% multiplier at age 62 with 20+ years
- TSP agency match up to 5%
- FERS Supplement bridges to age 62
- FEHB continues into retirement